Posted in Reviews

The 5 Money Personalities: A Book For Every Couple – Review

imageThe 5 Money Personalities is by Scott & Bethany Palmer, a married couple of financial advisors. They have found over the years that everyone has a primary and secondary money personality.  The 5 Money Personalities are:

  • Saver
  • Spender
  • Security Seeker
  • Risk Taker
  • Flyer

By reading the book, and taking the Money Personality Test together, I learned that my husband is a Saver-Security Seeker. And I am a Saver-Spender! That sure sounds like any oxymoron doesn’t it, but I think those two sides of me tend to balance each other 🙂 I even learned more about the dynamics of that in the book. We found out a bit of they “why” the two of us get along so well when it comes down to money – in large part because we discuss it openly, and we don’t hide money matters (which the Palmers call “financial infidelity”).

Inside The 5 Money Personalities’ pages, in addition to learning yours and your spouse’s Money Personalities, you will:

  • Relate to money squabble stories from other couples
  • Learn about Opposite Dynamics
  • Tackle financial infidelity
  • Practice The Money Dump™ and The Money Huddle™
  • Handle challenges like gift-giving and holidays with The 5 Money Personalities™ Survival Guide

This is a great video overview of what The 5 Money Personalities is all about:

Did you know that 70% of divorced couples divorce at least in part due to money problems in their relationship? A sobering statistic! The 5 Money Personalities is something every married couple should read, whether you’re newly married or have been married for twenty years. The Palmers believe that it takes 90 days to institute a new habit in your marriage. So take the Money Personality Test here with your spouse right now, read the book together, and form some new habits.

The 5 Money Personalities is just $18.99 ($8.99 on Kindle). I’m looking forward to handing my children each a copy when they get married someday!

Love, Luck &


Please note: I received a digital copy of the 5 Money Personalities through Booksneeze in exchange for an honest review. All opinions are my own. This post contains affiliate links. If you click through and buy, I make a few bucks to keep up Homeschooling in Nova Scotia. Thanks for your support!

Posted in Resources, Reviews

Financial Literacy for Teens: enRICHed Academy – Review


Raise your hand if you went off to college or university not having a clue about managing your money. How quickly did you rack up debt on your credit card (or cards)? I didn’t want my own children to start off on their own, learning the hard way like I did. I was thrilled to get the opportunity to review a program with my 14 year old son, that was designed to start him off on the right foot.

enRICHED Academy is a comprehensive educational set that teaches teens and young adults how to earn, save, invest, and manage their credit and career. If you watch the Dragon’s Den, you may have see it on tv. It comes with everything you see above: 6 DVD’s, 2 workbooks, 10 goal cards, a write-on-wipe-off marker, and this Financial Report Card poster…


The set also includes a bonus from Genworth – a “Saving for a Downpayment” DVD and info sheet. The DVD’s cover the following:

DVD 1: Money Myths

DVD 2: Understanding Credit and Credit Cards

DVD 3: Choosing Your Career

DVD 4: How to Build Wealth – Part 1 Stocks

DVD 5: How to Build Wealth – Part 2 Real Estate

DVD 6: Goal Setting and Building Your Brand

The first DVD was a good overview of the program. Kevin Cochran, the host, is personable, entertaining, and engaging. After the DVD was finished, we reviewed the information with the first workbook, Guidebook 1, and, much to my delight, my son had absorbed every little bit of information presented. Even my accountant husband was impressed. We proceeded together through the entire program, adding in anecdotes of mistakes we had made in our young lives. The program started some great discussion! By the end, my son had a great grasp on good and bad debt, how to save and invest, and even has a list of 10 goals for this year.

This program is a must-have for all teens and young adults, whether you are homeschooling them or not, and whether you live in the United States or Canada (as accurate information is shared for BOTH countries). It is recommended for ages 10-23, but I believe would be more appropriate for 13 and up. In fact, I learned a few things myself through enRICHED Academy. I will definitely be reviewing the materials with my son again before he goes off to university, and I look forward to going through the program with my 9 year old daughter when she is a bit older.

Check out this YouTube video to learn more:

And be sure to check out enRICHED Academy on Facebook and Twitter.

The entire program costs $149.99 (which includes shipping, handling, and taxes!) and has a 30-day money-back guarantee!

Love, Luck &


*I received the enRICHED Academy program in exchange for an honest review. All opinions are my own.*